Truck Loans

Get a personalised quote for a truck loan from our panel of lenders without impacting your credit score!

  • No deposit required
  • Fully online application
  • Quick quote, fast acceptance
  • We will support you through the whole process

Whether you are in the market for your first truck or upgrading to the latest model, we have financial solutions for you. With our network of lenders, both commercial and consumer, we can help tailor a truck loan to meet your needs.

Use our truck loan calculator to get an estimate of your finance repayments. No need to stress, there is no obligation and it will not affect your credit score.

Secured Truck Loans

Looking to get yourself a truck loan? Then a secured truck loan could be a great option for you. The lender will use your truck as the security over the loan. With the loan tied to the asset, secured truck loans come with a lower rate than unsecured truck loans, meaning you save on interest and pay a lower total loan cost. Not only that, rates are fixed (non-variable), making it easier to budget your repayments.

Personal Truck Loans (Unsecured)

A personal loan (unsecured loan) is not tied to the asset. Instead, lenders determine your eligibility based on your credit score. However, because the loan is not tied to the asset, the lenders are accepting more risk. This means the amount lenders are willing to lend you may be lower and the rates offered are usually higher, making the total cost of the loan higher than a secured truck loan.

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Easy Loans

Getting a loan has never been easier than now with CarMoney. In a few steps, we can find the tailored commercial vehicle or truck loan that suits your needs and circumstances.

Expert Support

At CarMoney, our Ninjas work to find the right solution for you. We can help with everything from the loan to sourcing the vehicle if you are yet to find one.

Personalised Rates

We consider all your circumstances to find the best product which matches you. Lenders have their eligibility criteria, and interest rates can differ from applicant to applicant.

Our Process

  • By beginning the application, any information you provide will be used to match you with the most suitable lender.
  • We will complete a Soft Search that has no impact on your credit rating
  • Instantly show your eligibility with some of the market’s top lenders
  • We can apply to Australia’s top lenders to get you a speedy acceptance with minimum hassle

Why you should come to the car finance ninjas?

We make finance simple

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Online quick and easy process

Flexible options



There are multiple options that you can utilise when financing a truck or commercial vehicle. CarMoney can talk you through each of them and find the best option to suit your circumstances.

Effectively, it is the same as financing a car. The lender will either use the truck to secure the loan against then loan you the money you need to purchase it and set up repayments for you to pay them back with interest. The other option is an unsecured loan which is not tied to the asset. This means higher risk for the lender, so higher interest and overall repayments.

Get A Quote

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