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Commercial Vehicles Loan

At CarMoney, we understand that as a business, you don’t have time to wade through reams and reams of information in search of the right vehicle loan.

Seriously, you just need clear options from a range of lenders who understand your needs, circumstances and budget neatly laid out for you, without the fuss.

You want trustworthy, independent, obligation-free advice, that’s simple to understand and quick to deliver options without hidden fees or complex terms and conditions.

Sound about right?

That’s what we thought and while we are being cheeky, it’s also the reason our customers keep coming back to CarMoney for their business car finance – we just get it!

So, whether you’re self-employed, a small to medium business, or the biggest company Australia has ever seen, CarMoney can quickly and easily connect you with the right commercial finance lender for your specific needs.

Want to buy a single van? We have the ideal business car loan for that. Fancy a fleet of flamingo-pink four-wheel drive vehicles and a few forklifts? We can help you with that too.

In fact, we offer Australian businesses:

  • Personalised support to find the right car(s) finance
  • A range of business car loan options, tailored to their needs
  • Access to more than 30 lenders competing for your business car finance
  • Instant pre-approval
  • No annual fees
  • Obligation-free chats
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Low Doc Loans

Low documentation (or low doc) loans are specialised loans that require fewer documents to secure your financing, than a standard loan. Low doc loans, also known as alt doc loans or non-confirming loans, use other methods to verify income, assets, and liabilities and prove your ability to repay your loans.

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Truck Loans

Get a personalised quote for a truck loan from our panel of lenders without impacting your credit score! Whether you are in the market for your first truck or upgrading to the latest model, we have financial solutions for you. Use our truck loan calculator to get an estimate of your finance repayments.

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Chattel Mortgage

A chattel mortgage works in a similar way to a secured loan – you borrow the money to buy the asset (ie a car) and then you use the asset (broom broom) as a guarantee. What sets it apart, however, is that it’s only for assets that are used for business.

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Low Doc Loans

Low documentation (or low doc) loans are specialised loans that require fewer documents to secure your financing, than a standard loan. Low doc loans, also known as alt doc loans or non-confirming loans, use other methods to verify income, assets, and liabilities and prove your ability to repay your loans.

Read More

Truck Loans

Get a personalised quote for a truck loan from our panel of lenders without impacting your credit score! Whether you are in the market for your first truck or upgrading to the latest model, we have financial solutions for you. Use our truck loan calculator to get an estimate of your finance repayments.

Read More

Chattel Mortgage

A chattel mortgage works in a similar way to a secured loan – you borrow the money to buy the asset (ie a car) and then you use the asset (broom broom) as a guarantee. What sets it apart, however, is that it’s only for assets that are used for business.

Read More

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Easy Loans

Getting a loan has never been easier than now with CarMoney. In a few steps, we can find the tailored Leisure Vehicle Loan that suits your needs and circumstances.

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Expert Support

At CarMoney, our Ninjas work to find the right solution for you. We can help with the loan and the vehicle if you are unsure or have lost an opportunity.

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Personalised Rates

We consider all your circumstances to find the best product which matches you. Lenders have their eligibility criteria, and interest rates can differ applicant by applicant.

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We offer a super simple application process.

How simple? So simple we can summarise it in 4 steps:

  1. Apply online or, if you prefer, you can chat to our car loan brokers over the phone. Either way, we’ll gather the information we need to find the right lender for you, in just a few minutes.
  2. Tell us about the vehicle you’re interested in. If you’re undecided or not sure what you can afford, our finance ninjas can help with that too!
  3. We’ll crunch the numbers and compare loans from over 30 lenders in Australia and within an hour, you’ll have a list of the best finance options to suit your needs.
  4. Once you choose your lender, confirm the agreement and your monthly repayment plan, simply sign the relevant documents and go get your new car!

Want to know more? Check out our loan calculator or contact our team of independent, trusted and experienced professionals- they are committed to finding the best loan for you.

Chat soon.

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Testimonials

FAQs

There are a number of factors lenders use when deciding what interest rate they will offer a prospective borrower. These include but are not limited to, the borrower’s credit score, the type of asset that the loan will be secured against, the term or length of the loan, the borrower’s current financial position and financial goals.

You can use our calculator to determine the loan repayments’ and cost based on differing interest rates and terms.

A balloon payment is a method used to reduce repayments to a level that fits with available cashflow, often used to fund a more expensive vehicle than would ordinarily be affordable without a balloon payment. Like the way an up-front deposit reduces your repayments, only a balloon payment is payable at the end of the agreement, not the start. Unlike a deposit however, whilst a balloon payment does provide a lower repayment, it also attracts interest and so will increase the total amount repayable when compared to a standard agreement without a balloon payment.

When applying for a loan with a balloon payment, lenders will want to understand how you realistically plan to pay the balloon payment at the end of the term. This could, for example, be from existing savings, selling, or trading in the asset for another vehicle or refinancing the balloon with a new loan.

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